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The Deal

After months of work and negotiations, BundleBee has selected the preferred lender for the Hive. The lender was selected based solely on which partner provided the best terms for the Hive as a whole.

Access the deal

The Bonus

We chose the partner that offered the best terms for the whole Hive. And then we negotiated for an extra 2% cashback for you.



BundleBee will send your bonus reward directly to you after the lender confirms that your loan is disbursed.

$400.00 can get you...

8 casebook rentals

Contracts, Property, CivPro... and maybe the Bluebook.

136 Starbucks lattes

Torts at 8am? You got this.

1.3 pairs of noise-cancelling headphones

Study harder with those lo-fi beats.

870 highlighters

You'll need them.

The Stats

Analyzed loan type: 10-year fixed rate

Borrowing type
Fixed rate
Variable rate
Borrowing term
5 Year
7 Year
10 Year
12 Year
15 Year
BundleBee Deal Federal Grad PLUS Calculator
Origination fee $0 $882.93 (4.228%)
% ($882.93)
Interest rate Median: 5.93% --%
Estimated for 2021-22
APR Median: 5.93% 7.253%
Estimated for 2021-22
Other fees $0 $0
Estimated monthly payment
amortized over 10 years
$-- $-- $--
Cash back $-- (2%) --
Estimated savings
compared to Grad PLUS over loan lifetime
$-- --

Calculations reflect 42 months (3 years in-school + 6 months grace period) before interest begins to capitalize, and on-time payments.

BundleBee provides these figures for illustrative purposes only. The participating lender will decide on your approval, rates, and available terms after the complete review of your application. This calculator is meant to assist you in visualizing options based on the scenarios you provide. The accuracy of the simulated results is not guaranteed. Not all loan terms may be available to you.

  • Why a 10-year fixed rate?

    BundleBee chose to look at 10-year fixed rates for a few reasons.

    1) 10-year fixed rate is the same type of loan offered by federal programs.

    2) Looking at a single loan type ensures clear comparison of offers from different lenders. Comparing a 10-year fixed rate to a 15-year variable rate is like to comparing apples and oranges.

    3) Interest rates are currently low, so fixed-rate loans are very popular.

    BundleBee's preferred lender offers many loan options beyond the 10-year fixed option that we analyzed. Regardless of the type of loan you choose to use with our preferred lender, you will still get the same proportion of cashback (2%). Our partner lender is competitive for all loan types but BundleBee's analysis and comparison focused on the outcome of 10-year fixed rate loans for our Hive.

  • Federal vs. private Loans

    You are the only person that can decide the best type of loan for yourself. That being said, the Federal Direct Unsubsidized (Unsubsidized) loan offers the best terms for many borrowers. However, you can only annually borrow $20,500 in Unsubsidized loans. For the remainder, many borrowers look to Federal Direct PLUS (Grad PLUS) loans and private loans such as the BundleBee deal.

    When evaluating loans you should look at the rates, fees, and borrowing limits. You should choose a lender based on your willingness to pay fees, the interest rate that best fits your long-term plans, and your desire to get cash back during the school year from BundleBee.

  • I have more questions!

    We have more answers! Send an email to and we'll get back to you ASAP.

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